Negotiate, absolutely. Come up with a number in your head that you're willing to pay, and start bidding below that...gradually work your way up to your target number. The investment is too big to just pay what someone's asking!When you buy a new house, do you pay the list price or you negotiate a new price?
Lower, especially right now! Offer 20k-40k lower right now.
Sunday, February 28, 2010
I just got a new house but I can't get accepted for a good credit card because of a prior bankruptcy.?
i'm trying to get household items like furniture etc and keep getting turned down because of filing for total bankruptcy 3 years ago.any suggestions?I just got a new house but I can't get accepted for a good credit card because of a prior bankruptcy.?
Heybuild is right. Save up and pay cash. Something you should have thought about when you filed for bankruptcy and walked away from thousands in debts you legitimately owed yet walked away from. There are consequences to being a deadbeat. I just got a new house but I can't get accepted for a good credit card because of a prior bankruptcy.?
Congratulations on your new house. However, I was just wondering how did you get a new house and you have a bankruptcy and they won't give you a credit card? I'd like some advice on how do you get a new house with a bankruptcy. What steps did you take. Again, congratulations on your new house. I look forward to hearing from you.
you can try a home equity loan. if you couldn't manage credit cards before, why have more now. buy a little at a time and pay cash. you can get some good used furniture at free cycle.com.
OMG how did you get into a home with bankruptcy on your record? I would go to thrift stores starting out and eventually work your way up to newer items as your cash flow increases. Remember cash is king.
Yea. Save up and pay cash. Works for me.
Heybuild is right. Save up and pay cash. Something you should have thought about when you filed for bankruptcy and walked away from thousands in debts you legitimately owed yet walked away from. There are consequences to being a deadbeat. I just got a new house but I can't get accepted for a good credit card because of a prior bankruptcy.?
Congratulations on your new house. However, I was just wondering how did you get a new house and you have a bankruptcy and they won't give you a credit card? I'd like some advice on how do you get a new house with a bankruptcy. What steps did you take. Again, congratulations on your new house. I look forward to hearing from you.
you can try a home equity loan. if you couldn't manage credit cards before, why have more now. buy a little at a time and pay cash. you can get some good used furniture at free cycle.com.
OMG how did you get into a home with bankruptcy on your record? I would go to thrift stores starting out and eventually work your way up to newer items as your cash flow increases. Remember cash is king.
Yea. Save up and pay cash. Works for me.
When you buy a new house, do you pay the list price or you negotiate a new price?
if you know no other offers are going on the house, I would low ball it. Likely they will come back with another offer and you counter offer again until you agree on a price. Your agent does all this for you.When you buy a new house, do you pay the list price or you negotiate a new price?
That depends on the value of the property versus the asking price. Some properties may have several offers that even exceed the asking price placed by buyers who would try to “outbid” other potential buyers who have agreed to pay list price.When you buy a new house, do you pay the list price or you negotiate a new price?
It depends on the builder. If they have ';fluff'; built in, you can negotiate. Not a good business practice for the builder who's in for the long term. The neighbors will eventually talk and if one guy brags he got $3,000 off somebody else will top that with his $5,000 discount. Builders aren't like normal sellers where they can give away equity. They price their homes, typically, based on cost plus a normal profit. I'd steer clear of the ';negotiators.';
depends on the market....right now it is a buyers market so you negotiate...when it is a sellers market, you may get into a bidding war and end up paying much more than the asking price
I'd try to find a house they built 5 years ago and sold to someone that couldn't afford it. Offer enough to pay off the mortgage, and save them from foreclosure. If they have any equity, they can sell below market price just to preserve their credit history.
By all means, negotitate. Usually you can save some money by asking for upgrades or other extras, if they won't come down on the price. Good luck
Negotiate wisely. If it is listed at a good price they may get a full price offer while you have submitted a bargain that you don't get.
It is always best to negotiate. Usually a persons list price is way above what they will settle or accept. For instance I am planning on selling my 1950's 2 story colonial in about 6 months. The median in my neighborhood is about $96,000 to $120,000. I plan to list it for about $120,000 knowing I might only get $100,000 for it. So usually sellers list high above their expectations. So always negotiate.
Never pay asking price. NOT EVER. There are more houses than buyers. Builders are not out to make a fair mark up. They are out to get rich while the market is good. Salesmen work on a commission often and the more you pay the more they get.
Offer a lower price.
offer less than the asking priceskin moles
That depends on the value of the property versus the asking price. Some properties may have several offers that even exceed the asking price placed by buyers who would try to “outbid” other potential buyers who have agreed to pay list price.When you buy a new house, do you pay the list price or you negotiate a new price?
It depends on the builder. If they have ';fluff'; built in, you can negotiate. Not a good business practice for the builder who's in for the long term. The neighbors will eventually talk and if one guy brags he got $3,000 off somebody else will top that with his $5,000 discount. Builders aren't like normal sellers where they can give away equity. They price their homes, typically, based on cost plus a normal profit. I'd steer clear of the ';negotiators.';
depends on the market....right now it is a buyers market so you negotiate...when it is a sellers market, you may get into a bidding war and end up paying much more than the asking price
I'd try to find a house they built 5 years ago and sold to someone that couldn't afford it. Offer enough to pay off the mortgage, and save them from foreclosure. If they have any equity, they can sell below market price just to preserve their credit history.
By all means, negotitate. Usually you can save some money by asking for upgrades or other extras, if they won't come down on the price. Good luck
Negotiate wisely. If it is listed at a good price they may get a full price offer while you have submitted a bargain that you don't get.
It is always best to negotiate. Usually a persons list price is way above what they will settle or accept. For instance I am planning on selling my 1950's 2 story colonial in about 6 months. The median in my neighborhood is about $96,000 to $120,000. I plan to list it for about $120,000 knowing I might only get $100,000 for it. So usually sellers list high above their expectations. So always negotiate.
Never pay asking price. NOT EVER. There are more houses than buyers. Builders are not out to make a fair mark up. They are out to get rich while the market is good. Salesmen work on a commission often and the more you pay the more they get.
Offer a lower price.
offer less than the asking price
Should we purchase a new house?
My family has ourgrown our home and have been upgrading it to make it more appealable when we do decide to sell it. However, last week we happened upon a home that would fit our needs perfectly and the instant we walked in I just new that it felt like home. (its the model and exceptionally priced)
We werent expecting to sell our house so soon so if we purchased the new house I was thinking that we would have to rent ours out. I have spoken to a few business ppl that I know of and told them of my situation. There are only 2 reasons that i'm hesitant about buying the new home (1) we still have our old home and i dont want to get stuck w/ two mortgages, and (2) new home is in a community where the schools are less than stellar so i'd have to contiune w/ private schools for my kids. one of my investor friends has told me that if my house doent get a renter by Jan that he would buy either the new or the old home from us.
So my question is what should i do? go for it or stay put?Should we purchase a new house?
First and foremost I would look at my personal financial situation. Assuming that bad things some times happen to good people, what if you could not rent/lease/sell your old home? You would have two house payments, can you afford that? For how many months. What if your car broke down during this period, do you have an emergency fund built up?
I agree with a previous answer and that is try to make the purchase of the new home contingent on the sale of the old home.
Another factor for me would be why is the school system in that area bad? Are you setting up to be in an area that is on the incline or decline for your children's future? Even if you send them to Private school there will still be neighborhood kids and kids they meet with activities after school (ex: ball teams, dance, theater, church, etc..)Should we purchase a new house?
consider 2 things- can you afford to pay for two mortgages if you don't sell your current house and you will not rented?
if you have kids in school, i will choose the neighborhood with better school, than one with not so good ( only if you prefer private schools). better school district is always more appealing to potential buyer and no matter how long you plan to stay in this new house you should consider resale value. your house is your biggest investment, isn't?
Is a contingency plan an option? Why not put in an offer to buy the house contingent upon your selling the old one? The school issue is the most important one, and if contingency is not an option, then wait until it can be and in an area that has a good school system. I wouldn't depend on your invester friend.
Wait until you have a contract on the house you are in now to buy a new one or you can get the new one now and about a week before you close on it, put an add in the paper to rent out the old one. just make sure your ';available'; date is set for like a week AFTER you expect to close. That way you have one mortgage covered, can make a little extra money, and still leave yourself a little time so you won't feel so rushed. I do mortgages and do property investment for myself. It works the best. I had to learn it the hard way!
Lease out your old home that's enough to cover the mortgage. Do it with an option to purchase. Get the non-refundable consideration and apply that towards the new house. Then get a new loan to buy the new house.
We werent expecting to sell our house so soon so if we purchased the new house I was thinking that we would have to rent ours out. I have spoken to a few business ppl that I know of and told them of my situation. There are only 2 reasons that i'm hesitant about buying the new home (1) we still have our old home and i dont want to get stuck w/ two mortgages, and (2) new home is in a community where the schools are less than stellar so i'd have to contiune w/ private schools for my kids. one of my investor friends has told me that if my house doent get a renter by Jan that he would buy either the new or the old home from us.
So my question is what should i do? go for it or stay put?Should we purchase a new house?
First and foremost I would look at my personal financial situation. Assuming that bad things some times happen to good people, what if you could not rent/lease/sell your old home? You would have two house payments, can you afford that? For how many months. What if your car broke down during this period, do you have an emergency fund built up?
I agree with a previous answer and that is try to make the purchase of the new home contingent on the sale of the old home.
Another factor for me would be why is the school system in that area bad? Are you setting up to be in an area that is on the incline or decline for your children's future? Even if you send them to Private school there will still be neighborhood kids and kids they meet with activities after school (ex: ball teams, dance, theater, church, etc..)Should we purchase a new house?
consider 2 things- can you afford to pay for two mortgages if you don't sell your current house and you will not rented?
if you have kids in school, i will choose the neighborhood with better school, than one with not so good ( only if you prefer private schools). better school district is always more appealing to potential buyer and no matter how long you plan to stay in this new house you should consider resale value. your house is your biggest investment, isn't?
Is a contingency plan an option? Why not put in an offer to buy the house contingent upon your selling the old one? The school issue is the most important one, and if contingency is not an option, then wait until it can be and in an area that has a good school system. I wouldn't depend on your invester friend.
Wait until you have a contract on the house you are in now to buy a new one or you can get the new one now and about a week before you close on it, put an add in the paper to rent out the old one. just make sure your ';available'; date is set for like a week AFTER you expect to close. That way you have one mortgage covered, can make a little extra money, and still leave yourself a little time so you won't feel so rushed. I do mortgages and do property investment for myself. It works the best. I had to learn it the hard way!
Lease out your old home that's enough to cover the mortgage. Do it with an option to purchase. Get the non-refundable consideration and apply that towards the new house. Then get a new loan to buy the new house.
In a massive rally to protest the new House health care bill?
did 10 teabaggers show up with signs? Maybe it was 12?
http://www.talkingpointsmemo.com/gallery鈥?/a>In a massive rally to protest the new House health care bill?
The liberal media didn't show the other 10 standing behind the camera.In a massive rally to protest the new House health care bill?
I would not call this a massive rally by any stretch of the imagination. I am imagining that you have not read the new bill or any version of the past ones that the House was proposing? If you did you would be afraid of what is in it.
Do people really think that if there is a public option, they will be killed? A couple of signs allude to that. Truly unbelievable.
http://www.talkingpointsmemo.com/gallery鈥?/a>In a massive rally to protest the new House health care bill?
The liberal media didn't show the other 10 standing behind the camera.In a massive rally to protest the new House health care bill?
I would not call this a massive rally by any stretch of the imagination. I am imagining that you have not read the new bill or any version of the past ones that the House was proposing? If you did you would be afraid of what is in it.
Do people really think that if there is a public option, they will be killed? A couple of signs allude to that. Truly unbelievable.
Grant money to fix problems with a new house?
That depends on where you live and your circumstances and what problems you have with your house.Grant money to fix problems with a new house?
I don't think so. However, you never know...check out the link below for information on various Federal grant programs.Grant money to fix problems with a new house?
seems unlikely.
Wish Granted.
How new is the house? Contact the builder!
There are programs for the Elderly and Poor- don't know of any for Working people with decent income- why do you need to fix problems with a recent purchased home was it sold as is-
I don't think so. However, you never know...check out the link below for information on various Federal grant programs.Grant money to fix problems with a new house?
seems unlikely.
Wish Granted.
How new is the house? Contact the builder!
There are programs for the Elderly and Poor- don't know of any for Working people with decent income- why do you need to fix problems with a recent purchased home was it sold as is-
Suggest me a good name for my new house to be related with my close relatives names or its Synonyms.?
REMADEVI,RADHIKA,KARTHIKA,GOPIKA,SUBRAMA鈥?BHAMA. It can be Sanskrit,Hindi,Malayalam or English';Suggest me a good name for my new house to be related with my close relatives names or its Synonyms.?
it may be ';RADHIKA KUNJ';
or ';GOPIKA KUNJ';
as both names are associated with lord KrishanaSuggest me a good name for my new house to be related with my close relatives names or its Synonyms.?
I propose Sreedham as it is your house. Your descendants will remember you till the house is there whether in their name or else's.
Radhika villa
why not radhavallabh.
it may be ';RADHIKA KUNJ';
or ';GOPIKA KUNJ';
as both names are associated with lord KrishanaSuggest me a good name for my new house to be related with my close relatives names or its Synonyms.?
I propose Sreedham as it is your house. Your descendants will remember you till the house is there whether in their name or else's.
Radhika villa
why not radhavallabh.
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